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wiring money to casino direct

Discussion in 'Casino Gaming' started by cleary111, Jul 19, 2017.

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  1. cleary111

    cleary111 Tourist

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    hi
    looking for some advice for an up coming trip to mgm
    going to san diego for a few days prior to vegas and we are considering wiring some money ahead
    a couple of questions
    can we get our money in cash when we arrive in one lump sum
    we deal with a host at mgm can he take care of this for us
    is it a long process to get our hands on our cash
    thanks in advance for any help
     
    Last edited: Jul 19, 2017
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  2. Scottndindy

    Scottndindy High-Roller

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    Getting all money in cash is a bit challenging. You can let them know you are playing slots and they generally will give you some of it. As a rule 10% for walking around/non-gaming money is generally acceptable. Once you arrive you go to cage, sign for it, and its available. Your host can send you wiring instructions.
     
  3. nostresshere

    nostresshere Mr. Anti Debit Card

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    How much money are you talking about?
     
  4. notfromconcentrate

    notfromconcentrate Connoisseur of dive casinos and obnoxious outfits

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    If I were you, I wouldn't do this. Here's why... if you're wiring them "front money", that's usually done for a player who's agreed to put up a fixed sum in exchange for some kind of comps or special treatment. This barely happens anymore, if you don't have significant playing history. In doing so, the expectation is that you're going to use that money to gamble at their property. For that reason, you'll have difficulty getting it in cash. After all, why would they handle your incoming wire transfer, just to hand the cash off to you? It's a casino, not a bank.

    If your objective is to have cash available to use at your discretion upon your arrival in Las Vegas, but without carrying cash with you, I'd suggest that you send yourself the money using Western Union, and pick it up at a WU near wherever you'll need the money. There's two Western Union agents just north of the MGM Grand.
     
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  5. Chuck2009x

    Chuck2009x VIP Whale

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    I'll give you a couple of experiences and things to watch out for when wiring money.

    MGM Grand:
    I wired $10k and signed for it when I got there. When I did, they rang up a host (I didn't have one previously), and she said because it was a "first time" wire, I was limited to taking out 10% at a time, would that be a problem. "No," I said, thinking well, I'll just take out a marker for $1,000, and then take out another one, etc.

    Well, turns out they wanted me to lose all of that 10% before I could take another marker. So each time I wanted to take I more, they had to get on the phone and get an override. Which only took a few minutes, but still was a pain in the ass.

    Caesars:
    I had $3k left at the end of a trip and expected I could just ask them to wire it back. They didn't want to do it because it was a small amount. I got them to do it. Didn't have a problem with this at any of the MGM properties. You might want to ask when you sign for it when you arrive. There was a form to fill out at the end of each trip to have the money wired back.

    MGM Grand, MB, and Aria (and I think Caesars also):
    If you have a credit line in addition to wiring money, when you take out a marker, you should specify where you want the money to come from. I found at all these places that if I didn't specify, they went against my credit line instead of the front money. The credit line and front money are kept in separate buckets, so if you think you're drawing from one bucket instead of the other, it makes for some mental gymnastics when you go to the cage and ask how much you have available, or when you go to settle up at the end of the trip.

    As @notfromconcentrate mentioned, casinos are not banks. They do not want you to walk in and take all your money out in cash. However, subject to any limitations they have on how much you can take out at one time, there's not really anything to stop you from taking out markers for chips or TITOs and then playing a little and then cashing them in.

    A host can help you with some things, but they can't override the basic financial procedures of the casino.

    I don't use wires anymore. I can get credit lines that are more than enough than I need. Write one check at each hotel the night before I leave it. I bring $200 cash on the way out, that's it. I hate bringing cash home too, this last trip I ended up stopping gambling early and had $3,600 to bring home. With all the other shit I bring for 2 weeks, and the shape I'm usually in at the end, it's just too easy to lose.
     
    Last edited: Jul 23, 2017
  6. JosieCat

    JosieCat VIP Whale

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    It's a PITA. It's a PITA at the bank, it's a PITA at the casino.

    My host had promised that I could get the cash up front. Of course, that wasn't the normal rule, she wasn't there and wasn't supposed to make that promise, and by the time I was done (over an hour later), I had my money, but was very frustrated and pissed off. I had to keep reminding myself AND THEM, that this was MY money we were talking about.

    I'd never do it again!!!
     
    Sister Trip - New Dates (Again)
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  7. nostresshere

    nostresshere Mr. Anti Debit Card

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    Yea, I have seen that a few times. I take a few thousand in cash with me. I can get $1,000 at any ATM in Vegas. If it comes from my main bank - it will cost less than 1% in fees. If I use my Schwab acct - there are no ATM fees. Neither requires any effort, approval, 10% limits, etc.

    I would guess those talking about tens of thousands or more, that would not work so well.
     
  8. flyguyfl

    flyguyfl MIA

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    I always carry the cash on me or if driving hidden in the car. I also have a concealed carry permit for weapons and know how to use them. It is good for many states. You can transport firearms by air if declared and put unloaded into a checked locked container.
     
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  9. JeJas

    JeJas VIP Whale

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    Unless you are from overseas, why don't just open (if not already having one???)
    a checking account with one of the big banks (BoA, Chase, Wells Fargo) and
    you can easily get any amount of cash you want (limited by your account balance of course)
    at one of their many many branches in Las Vegas?
    If you won big, you can also easily go to the branch to deposit it.
    Not need to pay a penny to anyone.
     
  10. ronc

    ronc VIP Whale

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    I don't like carrying a lot of cash and ATM fees can be high, so I sometimes make arrangements to take a cashier's check to the cage. I have done this at Tropicana, TI, and Treasure Island. I call the cage and speak to a manager (get a name...) and get instructions on what they would like me to do. usually, they want me to fax the check over and then they call the bank to confirm it is legit. I call them (or they call me) to confirm that it is all in order. After that, I just take out markers for the money at the tables. Usually the amounts in markers each day are enough to cover any cash needs I have in addition to my gambling budget.

    If I just need money for slots, I take the marker out at the cage.

    I don't think they would want to just give you your money.

    The cashiers check is free, the process is simple, but I am going to get an account with USAA or someone that refunds ATM fees. Without the fees, or with a reduction in them, that would be the easier way to get money but you do have to make sure that your daily limits are set properly! It sucks having what seems to be a reasonable limit on debits at home and suddenly realize it isn't enough...and then watching the clock tick until the new day starts... Yeah, that may have happened to me early in my Vegas career...
     
  11. Tarstarkas

    Tarstarkas High-Roller

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    I don't like carrying a lot of cash around so I get travelers checks which work great and are free. If I need more money I hit up the ATM and get the fee reimbursed by BOA.
     
  12. smerrian

    smerrian View from Bally's

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    I used to have a checking account with BoA which worked great for withdrawing and depositing. No problems. I don't bank with BoA anymore (I retired and I go to a small bank with free checking) so I set up lines of credit at half a dozen casinos in Vegas. I have $25,000 available to me each trip which is more than I need. I bring a few thousand with me to cover myself if I'm at a casino I have no relationship with and for everything else.
     
  13. gyosh1

    gyosh1 Tourist

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    I just set up a wire account at the Downtown Grand. I had never done this before, and I used it last week with no issues.

    Basically, it is set up as a checking account, and I electronically transferred money in, got cash when I needed it while I was there, no hassles on amounts asked for, and I electronically transferred the balance back into my account when I got home. I also had the option of transferring money in and out using my bank's phone app, which I hadn't figured out at the time.
     
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  14. cleary111

    cleary111 Tourist

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    thanks to everyone for the advice it has been helpful
     
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