Unlinking our Mlife accounts

[Marilynfan]

A little background - husband and I have had linked MLIFE accounts since the beginning. We are low rollers and generally go once a year and usually make pearl on the trip. Our offers used to exclusively be sent to my husband as we mostly gambled on his card in order to get the best offer possible. The offer is usually 2 or occasionally 3 nights midweek with a small amount of freeplay and resort credit.

I went without him in May this year and stayed on one of his offers with no issue (since we are linked). From that point forward the offers are coming to me instead of him now. This was great as I did a second trip without him in Sept and I made Gold for the first and likely only time.

Anyway, I've come to realize that the tiers are really not that important to us anyway. What is important is free rooms. It would be nice if he could get his own offers that we could book back to back with mine. On my trips I've been switching between Aria and Cosmo and while I love both properties I am starting to hate the packing up and moving part.

So I'm thinking about un-linking our accounts as our play is equal but I'm actually not sure that we would even qualify separately for a 2 night offer. We're probably only getting them now because we've combined our play in the past. Separately we'd each probably be around $1500-$2000 coin in (over 2 days) - would that potentially generate some 2 night offers for each of us?

 

[bedaniels]

I have the same question but for different reasons. I play for 3-6 hours a day for $200-$300/hand and my wife plays $10-20/hand for maybe an hour/day and runs $100 thru slots. When booking a Royal Caribbean platinum cruise last year the rep said I would be better off if we unlinked our accounts and I never followed up on it. Any chance her play is bringing my offers down? Any advice on this subject appreciated. Thanks

 

[Chuck2009x]

I could be wrong (or things may have changed), but I believe that linking is really mainly for the purpose of giving both accounts access to pooled Express Comps, and combining Tier Credits for tier status.

But offers should be based on the play on each card separately - it's still two different accounts. Not that the offers will make any sense, but I think that's still how it works.

 

[Slotchick]

Here is another scenario to think about:

DH and I have linked accounts and the benefit is to build more TC's to reach a higher level as we generally hit platinum with combined play. We both play on my card so we get bigger offers: ie. more FP and RC. His card he uses to keep it active. When we book offers we always add on a few nights and are able to have them comped. Saying this, we stay at Luxor and have a host who would (due to historical play) extend the comps showing on my account to either of us if we were solo. I'm not sure we would receive this at Aria which is a higher tier hotel and that makes a difference as the comp value is lesser at Luxor than Aria.

 

[Chuck2009x]

Historically, the deal with MLife has been:

Have two accounts if it's practical to split play across the two accounts, AND the amount of play you can put on each account is enough for both to generate comped nights. That way each account can book offers and you can book them back-to-back without running afoul of the 72-hour rule

If you don't need the extra nights, or your bankroll isn't big enough to split, then either only set up one account, or set up two but only use one. If you don't need the extra nights, then you'll either get a better offer, or your combined play may bring you up to a level where you can get any good offer.

Linkage itself should not affect offers, MLife doesn't approach linkage the way CET does.

If @JosieCat is around, maybe she'll chime in, I don't know if she still has linked accounts, but she used to, and I'm pretty sure she used to get separate offers, although there were times they seemed out of whack with the play being put on the different accounts.

 

[Marilynfan]

Thanks Chuck - what would you estimate to be the minimum bankroll that would generate a basic 2 night mid-week offer through MLIFE?

 

[Chuck2009x]

Thanks Chuck - what would you estimate to be the minimum bankroll that would generate a basic 2 night mid-week offer through MLIFE?

That's hard to say, it would vary by the property. I actually never laid out this formula before, but if you wanted to ballpark it for slots:

Normal room rate * 0.7 should give you a conservative casino rate (ie. the casino probably isn't paying more than 70% of the public rate.

Casino rate * 5 = amount of theo needed to cover the room (assuming Mlife gives you 20% of your theo in the room component of an offer)

Use a theo of 10% of coin in for slots.

$ of theo needed * 2 = what you can actually expect to lose if you have average-to-kinda bad luck.

So if the public room rate is $100:

Casino Rate is $70

You need $350 in theo to cover it.

$350 in theo is ~$3,500 coin in. With average-to-kinda bad luck, you can expect to lose up to $700 (in my experience losing 20% of coin in is average-to-bad-luck). Have a decent amount of luck, and your actual loss might be half that.

Very simplified, your bankroll in terms of how much you should be willing to lose should be 6 to 7 times the public price of the room at MLife properties. That feels a little high, but it's a "safe" estimate. This would also assume that some amount of Freeplay and Resort Credit is included in an offer.

So:
Coin in: 35x the normal room rate
Actual Loss (high end): 6x - 7x the room rate

For CET properties the ratio would be somewhat less, in my experience, for the same amount of play, CET puts less freeplay and resort credit into offers, and they have larger range of, and lower, price points for rooms, so I'd say coin in would be more like 30x and the average loss ratio to room price would be more like 4-5x.

These are ballpark and rounded numbers, so there's a fair amount of wiggle room, but I think it's a decent way of doing quick estimating.

 

[Marilynfan]

Thanks so much for your detailed reply.