Damn UK, while I love your thought process and agree with many of your outcomes, you are HATIN' on my Eagles & Jalen Hurts! What did he do to you, man? In Philly we are hopeful he will be better than your numbers predict, but I don't think we're a playoff team this year either, even in our crappy division. I think Hurts will be pretty good though, now that he has Smith & others around him to help, and hopefully an O-line that isn't injured all year again. Very interesting take on the Texans, but it will be funny to see if it happens! I just can't bring myself to believe in the Rams like others do, and I live in LA. I don't think McVay is the incredible genius he has been portrayed as, though he is a really good coach. I agree the Raiders won't be good this year; I'm holding off on buying Eagles/Raiders tickets until the price drops further since I think both teams will be bad and they don't play until Oct 24. Good luck on your bets! Thanks again for answering all of the follow-up questions from other VMBers! I have learned SO much just by reading everyone's questions and your patient responses! Cheers!