MLife Mastercard

Did anyone else receive a flyer in the mail?

For anyone that stays at MGM properties it is probably a good deal.

Automatic status of Pearl which means free parking. I would get it just for that since I don't gamble a lot. Priority check-in.

10,000 points for spending 1K the first 3 months.



https://www.mgmresorts.com/en/mlife-rewards-program/mlife-rewards-mastercard.html

 

There have been a few threads about this since they started offering it. For the parking, line stuff it has some value. As far as earning points, etc - it makes no sense.

Check out this thread : https://www.vegasmessageboard.com/forums/index.php?threads/mlife-rewards-mastercard.131918/

 

I have it, and I like it. ..

 

I have both the TR and the Mlife cards. Got a little bit better APR with the Mlife but without a casino within 8 hour drive I'll probably be dropping it next year. Figure I'd take advantage of the reward points then drop them.

 

I got it in April because I'm going to be staying a week at the Bellagio in November, and I'm an hour flight from Biloxi, and always stay at the Beau Rivage. My APR isn't that great because I've been rebuilding my credit since 2013 - although I did just get a credit limit increase of $500 more a month, which is indicative of a fairly decent uptick in my credit rating. I've had no issues other than I bought some sunglasses with it from a place in L.A and they flagged the "suspicious" purchase, and it held up the transaction for close to 2 hours. Although, I guess I should be kinda cool with the fact that they look out for their cardholders..kinda..

 

I got that mailer yesterday. I opened it but didnt read it.

 

Have had it since it started, no annual fee so figured why not. I rarely ever use it, mainly just got it to guarantee pearl for free parking.

For some reason I renewed at Gold this year instead of Pearl (I did not earn enough points for Gold).... so a nice glitch in my favor

 

I went ahead and got it for the parking.
Since I'm now Pearl level instead of Sapphire, do I need to go get a new MLife card?

 

Are there any Canadians that have this card? Is it possible for a Canadian resident to apply for this card without a SSN or US mailing address?

 

I generally don't know when I get bumped a level - when I hand my card to the pit boss when playing craps or BJ they usually get me a new card if they notice I handed them a Pearl if I got to Gold for example... I guess if you're playing slots it doesn't matter - you'll still get the points/bonuses for the level you are at.

 

APR - please tell me you aren't paying interest (vs paying it off each month)

 

Vegas >> throwing money away

 

Yes, I would. Only takes a few minutes.

Free parking is why I primarily signed up for one. Also when you check in to your (MGM/M-Life) hotel you can use the M-Life line. It's usually shorter.

 

I pay off the entire balance monthly.