Just wondering if anyone has any advice on this scenario from all you helpful people. Although I was advised by the casino not to post anything on social media I'm not sure VMB is included in that and wanted your experienced take on it. A few days ago I won a WAP. Had to wait for an employee of the owner of the slot machine to arrive which was fine and the fact it was at 1.30am wasn't a problem. After filling in lots of paperwork and reading it through and being told there were a few ways of receiving the money. It said it would be paid in 20 yearly annual instalments or the if wanting to be paid the full amount it would be a discounted figure. The guy from the company said that meant it would be the full amount less the up front one twentieth in a check or bank transfer. For two hours he assured us we would get the full amount. We still queried this sentence and asked the advice of the casino manager who agreed with us that it looked like if you wanted to be paid the full progressive straight away it would be less money. The manager said that in his experience it is usually 40-50% of the full amount. By now we felt like children given sweets and then had them taken away. Still extremely grateful for the win of course but a little deflated. Coming from the UK we never expected that and even the company guy didn't know. We asked him to ring his boss and ask. It was then confirmed there would be a reduction but he couldn't say how much and the terms were written on the machine. Not in the pays but on the big screen across the top in such tiny writing I defy anyone to actually see it let alone be able to read it. The decision now is whether to accept this lower amount (whenever I find out how much) or take yearly sums which in ten years time will be worth very little anyway due to inflation. I'm sure most VMBrs know all this but although I'd seen something about it on Lions Share we weren't expecting it, particularly after the company guy said however we wanted it then it would be the full amount and how great it was that I had my ITIN so tax wouldn't be deducted. Going to see the casino manager again tonight or tomorrow to see if he has found out what percentage they keep if paid straight away. It makes no sense to me that there wasn't an immediate answer from the company on this or maybe it changes according to who you are!!! Who knows. Am hoping some of you may be able to advise what to do and whether you would take yearly amounts or up front money and whether or not anyone has been through this and what assurance there is that the company doesn't go bankrupt or just stop paying each year. Please don't think I'm moaning and not extremely happy to have this excitement as it's still a great win but just feeling a tad deflated after two hours on such a high and finally got to bed at 6am. It's now a couple of days later and have been wondering to ask you guys or not but decided to see if anyone has any pointers for me to make it a little clearer in my head. Thanks guys.