Apologies for the newb question. I am on the verge of gold with Mlife, and am hoping to reach it towards the beginning of my next trip in order to take advantage of the cafe/coffee shop line passes - we'll save a ton of time having breakfast most days. When I charge dining to my room, do the tier credits get applied when that is processed or when I settle the bill at the end of the trip? Am I better off just presenting my mlife card and paying the restaurant to get the tier credits applied more quickly? I do not play enough to get anything except express comps removed from the bill, so that is not a factor at all. Thanks so much for any insight you may have!