So I have an offer for two free nights. I look at the rate calendar for a week stay. The cost comes to $126/night. I go on Kayak.com. Same dates, same hotel. I can get $104-106/night at ANY third-party site. In my recent trip report, everyone seemed to think I was crazy to not book through Total Rewards. TR is offering me, quite literally, the highest rate available. I can't find a more expensive way to book than through TR. So what am I missing; resort fees? Is the TR rate with resort fees and the other rates without? Unanimously I keep being told that booking through TR is cheaper. What the hell am I missing? Is there some big red "apply offer" button that I'm not seeing? What am I doing wrong?