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The MLife Credit Card

Discussion in 'Misc. Vegas Chat' started by TrixieM, Aug 3, 2016.

  1. TrixieM

    TrixieM Low-Roller

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    I may be posting in the wrong spot, so I apologize in advance.

    Anyways, I am applying for the new MLife card, mainly for a possible solution to the MGM property parking situation. My current dilemma - all of my mail (I mean ALL of it) goes to a PO Box. For 32 years. I have one for work and one for personal. We haven't had an actual mailbox at our physical address for close to 25 years when a neighbors juvenile delinquent tied a rubber strap to it and litterally pulled it and it's 36" round cement base out of the ground and out into the middle of the road. We always had a PO Box and only received junk mail at home, so we never installed a new one. My PO Box and my physical address are in two different suburban areas (one of those situations where the "city" limit is literally about a half mile away...) Since I don't have a mailbox at my house, the post office doesn't recognize it as a true address.

    I have excellent credit, no debt to speak of, and own several credit cards which I've had since plastic was invented. Should be a snap to get this new MLife one, right?

    Nope -- they want a physical address "for contact" and won't accept a post office box address. I understand it is since 9/11, for national security, world peace, or something like that. So I have tried using my office physical address, but I'm told I "don't have credit at that address." Since I haven't used my physical home address for anything (except Fedex or UPS) for 30 years, I doubt I have credit there either other than owning the place and paying insane property taxes.

    There's not a place to put a "mailing" address, or a place to explain. So it says they are going to mail me their decision. Lovely. And frustrating. I just want the damn card.....
     
  2. worldtraveler

    worldtraveler Tourist

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    The weird thing about the MLife credit card application is that you don't get the approval result instantly. It took me 10-12 days to know that my application was approved. I received a mail stating the same.
     
  3. nostresshere

    nostresshere Mr. Anti Debit Card

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    I have had both PO boxes and physical addresses for 40+ years. I have 20+ credit cards. No problems at all.

    Maybe it is time to really use your address.
     
  4. DeMoN2318

    DeMoN2318 The DERS

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    It is not the application, it is the applicant.

    I was approved instantly. So your info must have put you on the edge of approval and required additional analysis
     
  5. VegasLowRoller

    VegasLowRoller Newbie

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    I have heard that a lot of the initial applicants were told a 10-12 day wait, something to do with the system. I was told 10-12 days for a decision but found out within a few days and had a card about 10 days after that.
     
  6. Mrsgashy

    Mrsgashy Tourist

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    I had the same problem, I have a rural address and when I entered it, it kept say unrecognized and it wouldn't let me continue any further so I gave up!
     
    Late Birthday Trip!
  7. worldtraveler

    worldtraveler Tourist

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    I was approved for other cards including Chase SW instantly in the past and credit report shows excellent credit. Maybe it is the process in this case, as I have seen folks on this board going through the same experience.