I saw this ad for this company last weekend on some cable channel I was half-way watching (TLC?) and wondered if anyone has used it. I usually decline the extra insurance on car rentals, since my regular insurance covers rental cars and my credit card covers deductibles and in most cases that rip-off "loss of use" and such. However, it's not "real insurance" and any claim goes against your record with your regular insurance. This company offers rental car insurance for $7 and change per day, which makes it worth considering, as opposed to the $20-25 that the rental car companies charge. Anyone used this? Anyone see any downsides?