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One more thing, "Uber".

Discussion in 'Getting There & Getting Around' started by Rush, Dec 23, 2015.

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  1. Rush

    Rush High-Roller

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    I would bet dollars to doughnuts that most of those drivers aren't legally insured to do what they do. I would hate to get hurt in one of their rides, and be SOL.
     
  2. 44inarow

    44inarow VIP Whale

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    Without getting too far into the Uber debate (and I am not a fan of Uber), it very much depends on the jurisdiction you're in. My understanding is that at a minimum, Uber does provide insurance when a driver is on their way to a pickup or actively driving someone; as a passenger, you're pretty well covered no matter what. In addition, in at least some cities (NYC is the one that first comes to mind), Uber is basically limited to commercial livery drivers, they're just using Uber as their "base" instead of another car service provider. The bigger worry, on a macro level, is that Uber's insurance doesn't apply when a driver is wandering around waiting for a fare, and if they hit, say, a pedestrian or another car, everyone is in a lot of trouble. There's a lot of risk-shifting from Uber and its drivers to the general public going on.
     
  3. IWannaBeInVegas

    IWannaBeInVegas VIP Whale

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    I don't know about in Vegas but where I live drivers have to be licensed by the city. Part of that requirement is providing a copy of your car insurance policy and the policy must state something to the effect that passengers are covered if the vehicle is being used as a P2P. My policy clearly states I am not covered in that case, which is part of the reason I wont do it any longer. I do not want to get a more expensive policy to do it.
     
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  4. SH0CK

    SH0CK Stylin' and Profilin' Quasi Tech Admin

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  5. Rush

    Rush High-Roller

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  6. LVHooked

    LVHooked High-Roller

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    Read it again, riders are covered.
     
  7. leo21

    leo21 VIP Whale

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    If I am reading it correctly, Uber drivers have coverage as 44inarow described. But there is a coverage gap for ride share drivers outside of the period when they actively have customers and it's hard for them to get personal coverage. As a passenger, you don't have much to worry about but as a driver sharing the road with an Uber driver, you just might.

    All these new disruptive services have their upsides but we need to be conscious of the rules and regs traditional services follow that they are skirting, The thing that makes them cheaper may be a protection you are taking for granted.
     
  8. sambdking

    sambdking Tourist

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    You would lose your bet then, you are just as safe in an uber/Lyft as in a cab in Vegas.
     
  9. captainron62

    captainron62 VIP Whale

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    That is a bet I would take for sure! I think this horse has been sufficiently beat........ :beer:

    The insurance thing was one of the early battles that was proven and thus why they have gotten into the cities and states they have.
     
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