I am Mlife Gold (achieved June 2011) with 123,000 TCs. I earned the TCs during 2 trips, June 2011 and Jan 2012, approx. 50% each trip. My Gold status will expire next month. I will then have around 60,000 TCs and Pearl status. If I then pick up a new card will it be valid for 12 months from when Gold status expired or is the system sophisticated enough to know that I will drop the rest of my points in Jan 2013 and just give me a card with that date? I suppose what I am asking is "when a player drops a tier, do they retain the new lower tier for 12 months or is it continually recalculated on a rolling 12 month period, with card expiry dates based on the next date when a player could drop enough TCs to drop to a lower tier?" All this assumes I do not earn any more TCs in the meantime. Anyone know the answer?