Went out to lunch yesterday and after we come home my wife goes downstairs. The carpet is wet before she opens the door at the bottom of the steps and she thinks the dog had an accident while we were gone. Open the door and SURPRISE, the sump pumps failed and the entire basement is wet. 80% carpeted and finished basement. Family room, two office/bedrooms, bathroom and a bar area. Waiting for the restoration company to arrive. $500 deductible and we leave for Vegas tomorrow. Insurance agent says they will probably just rip out the carpeting. I'm hoping none of the drywall was damaged. Mold and mildew have become such big issues these days. Hope the rest of you have a Merry Christmas. In the big picture there are lots of worse things that could happen, but it still sucks.