This question was asked about a month ago and I can't find the thread. If you know where it is can you please link it for me. I won't be in the U.S or Windsor before the dollars will expire so I have to break down and join Social Rewards and Facebook. It's better to pay $5 to earn one point rather than lose my money. As a Canadian, a CET credit card is not an option. I think earning one point on Social Rewards is better than having someone earn a point on my card as that would mess with my ADT.