How do you deal with that friend/neighbor that is continually asking to "borrow" things? I have a neighbor and casual friend we will call "Matt" he is famous in our extended friend group for his continual calls to borrow things. I live a few doors down from him so I am his favorite target. Here is a sample list: *More tools that I can reacall, I always said yes. * My ATV, always said yes. * My boat small boat, said yes. * My big boat, ignored. * My truck, said yes. * My Harley, said hell no! A couple years ago the annual neighborhood garage sale was going on. I decided to sell a microwave and an old refrigerator that had been taking up garage space. He comes down the night before, asks to what I want for them, I tell him, he says he wants to buy and takes them, never returns with the $$$. He falls on hard times, leaves his wife. I give him a spare bedroom suit I had that, I knew I would never see the $$$. Told him just buy me a few beers or wings when you see me at the local pub. Never happens. This year, I decided enough is enough, he asks a couple months ago to borrow my new truck I just bought. I make up a lame excuse. Two weeks ago asks to borrow my ATV, I tell him I am storing it at my Dads two hours away, which is true. Yesterday asks to borrow my riding mower, I ignore the text originally. He sends another about 4 hours later. I tell him I am getting ready to do some maintenance on it, so its not available. He doesnt even reply, maybe he got the hint. I have worked hard like most of us to get nice things, I try to take care of them. He was one of the guys who in the fast and free late 90's and 2000's kept sucking the equity out of his house, overspent, bought a boat he couldnt afford (just to have one bigger than anyones elses) etc. etc. He is now flat broke, all his stuff has been repo'ed, house is being foreclosed on and I have just had enough. I am trying to think of a tactful way to just say the constant request for borrowing is getting old. One of the other neighbors told me he had to tell him he was "favored out", so I cant use that one! Ha! Oh, and the only times I have heard from his all summer is to borrow things. Really needed to get that out!!