I have a blackjack app on my phone that I play a lot. There is a strategy wizard in the game that tells you when make a mistake, and gives you a chance to undo it, and I have been annoyed that every time I hit into a 16 with a dealer 10 showing, it tells me that I should stand on 16. To be clear, I have already taken one or more cards so surrendering is not an option. Then I went to the blackjackinfo site, and there is a strategy engine that gives you basic strategy for different rules. Kind of cool. And of course, what does it say to do if you have 16 and a dealer is showing a 10? RS (surrender if allowed, otherwise stand). Am I crazy or does this make no sense? If you change the rules to "no surrender" it tells you to hit a 16 with a dealer 10 showing. I have always surrendered a 15 to a 10 showing, and a 16 to a 9, 10 or A showing, but hit all of them when I can't.