Sorry if this has been asked before - but have a question ... First off, we went last December and husband and I both had one - redeemed them for the Pub and used them both... okay well in June we will have 5 of us going and 4 of us will have the credit - hopefully! My question is how long do we have to use these after we tell the Mlife people where we want to use them? We are staying at an MGM resort for 3 days and then a Harrahs resort for 2 - I am hoping we can get these on the last night we spend at an MGM resort and use 2 of them that night and 2 the next night after we are at the Harrahs resort. I know some places give you 48 hours to use the reward after it is redeemed to the card - anyone know if that is how this is? Or do the credits have to be used immediately? Another question - I have read conflicting answers on this - is the credit redeemable at the buffet?