View Full Version : Traveler's checks or ATM's
03-01-2002, 06:44 AM
Being this is going to be my first time in Vegas in April I wonder: should I bring traveler's checks or just get cash out of the ATM?
03-01-2002, 07:19 AM
Traveler's Checks are usually 1% or free to AAA members etc. so they are pretty cost effective and of course, are accepted everywhere and easily and quickly replaced id lost or stolen.
I am not too well informed about the costs of ATM machines but seem to recall others in previous posts saying that the fees are considerable at casinos. ATM machines are everywhere it is cost that would be the factor. I can't answer that but I'm sure others can and will address that for you.
Don't just bring it all in cash. They have many options, including check cashing services as well as cashing travelers checks. ATM's are pretty expensive per use unless you find your own bank in Vegas. I end up bringing travelers checks and cashing them whenever I need some cash.
Just something to think about smile.gif
03-01-2002, 10:03 AM
I agree that Traveler's checks are the way to go. It's just too easy to cash them at the cage and have the cash I need for the afternoon or whole day or whatever.
The only way to use ATMs without gettig killed by the fees is to find a branch in Vegas. But then you've got to get to the bank, do your withdrawl and get back to the casinos. It's just easier to cash a travelers check and get playing! smile.gif
03-02-2002, 06:24 AM
I always use Travelers checks but I backup with my ATM card and return flight confirmation number in my room safe (if so equipped) or deposit box at the desk. Never had a problem but just in case.
An interesting aside:
While cashing a coupla hundred at the El Cortez cage last October I was asked if I was a guest. When I said no she asked for my drivers license and wrote down the information. I was a little ticked as I never had to provide ID anywhere else and even had the pit boss okay right at the table in the past. But I went along with it without saying anything. A few weeks after returning home I recieved a thank you card for visiting their casino from the El Cortez with an offer of three free nights. Don't know if it'll work again but I usually play at the El Cortez (when The Gods at Binions are frowning) so I'll try it again this April.
03-02-2002, 01:02 PM
We always just hit the ATM....the ones we used this trip were only $3 per use, and our Credit Union reverses the fees, so it's actually free.
I vote for ATM.
03-03-2002, 06:45 AM
Just be sure to check the fine print on the ATM to see what all the fees are! I would never use an ATM inside a casino, they usually charge a percentage and a flat fee (from the signs I have read) Then, since I don't have a nice credit union, I'd have to pay my own bank $1.50 for using someone else's machine.....We usually bring some cash for gambling (and use the hotel room safe) and then put everything else on the credit card. Though on the next trip, we may try to cash some travelers check at the casino cage and get put on the mailing list--what a great idea! :D
03-03-2002, 12:17 PM
I never use the atms anymore unless i'm at my bank. I get charged $3.50, plus whatever fee the atm charges, usually a buck. I got a debit card(sometimes called a check card). It gives you all the convenience of using a credit card, but takes the money straight from your checking account, so it's like using cash. Saves you from having to carry a bunch of cash around. I take cash for gambling, tips, little things, and use the debit card for shopping, restaurants, etc. Plus, if I absolutely had to use an atm, it's used in the atm as well. Check to see if your bank offers debit cards. They're great. Plus, if you have the unfortunate experience of getting robbed :eek: you can cancel it immediately to avoid losing money, where as you can never get cash back.
03-04-2002, 04:25 AM
I feel much safer knowing that the traveler's checks I purchase can only be used by me. The checks never expire, and if lost or stolen, the check's serial number, place and date of purchase will be required for a replacement. Just remember to keep a copy of the serial numbers separate from the checks.
03-04-2002, 06:01 AM
Debit cards are great, aren't they? We use the same method as Lmadrid...very convenient, can't be used if stolen (requires pin), and reduces the amount of cash you have to carry. The convenience of a credit card without creating debt. Gotta like that.
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